High-risk pools better for insured

One of the key issues in the health care reform debate is how to guarantee the uninsured, and especially those with a pre-existing medical condition, have access to affordable health insurance coverage.

Funding state high-risk pools a better alternative for the uninsured

(Council for Affordable Health Insurance) One of the key issues in the health care reform debate is how to guarantee the uninsured, and especially those with a pre-existing medical condition, have access to affordable health insurance coverage. Most reform proposals impose “guaranteed issue,” and “community rating,” which would significantly increase costs. But there is a better way to guarantee access to coverage for the uninsured with a pre-existing condition: it’s called a high risk pool.

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